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Using KiwiSaver to buy your first home

The Answer Room
Article posted on 25 August 2014 in KiwiSaver

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KiwiSaver can offer New Zealanders a foot in the door when it comes to purchasing a first home, through the first home withdrawal and first home deposit subsidy. We've provided answers to some frequently asked questions about the process to help get you started.

 

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  • Signing kids up to KiwiSaver

    The Answer Room
    Article posted on 25 August 2014 in KiwiSaver

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    Signing kids up to KiwiSaver

    Thinking about signing your kids up to KiwiSaver? We've put together some questions and answers to help you decide.

     

    Thinking about signing your kids up to KiwiSaver? We've put together some questions and answers to help you decide. ...

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  • How useful is KiwiSaver once you retire?

    The Answer Room
    Article posted on 15 October 2013 in KiwiSaver

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    How useful is KiwiSaver once you retire?

    Is there any advantage in still investing in KiwiSaver once you reach retirement? The Answer Room responds.

     

    Is there any advantage in still investing in KiwiSaver once you reach retirement? The Answer Room responds.   ...

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  • What happens to my KiwiSaver money if I die?

    The Answer Room
    Article posted on 25 September 2013 in KiwiSaver

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    What happens to my KiwiSaver money if I die?

    "What happens to my KiwiSaver money if something happens to me? Will it automatically be given to my wife?" The Answer Room responds.

    "What happens to my KiwiSaver money if something happens to me? Will it automatically be given to my wife?" The ...

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  • How does KiwiSaver work for the self-employed?

    The Answer Room
    Article posted on 24 September 2013 in KiwiSaver

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    How does KiwiSaver work for the self-employed?

    "I am in currently in waged employment and signed up to KiwiSaver, contributing 3% plus employer contributions. I will soon be working as a self-employed contractor - what are my obligations to KiwiSaver as a self-employed person? Does it change much?" The Answer Room responds.

    "I am in currently in waged employment and signed up to KiwiSaver, contributing 3% plus employer contributions. I wil...

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  • Can I fast track my First Home Subsidy application?

    The Answer Room
    Article posted on 28 May 2013 in KiwiSaver

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    Can I fast track my First Home Subsidy application?

    "I recently bought my first home and agreed with the vendor to settle the sale early. My lawyer has advised me that I cannot have the Housing New Zealand First Home Subsidy in time for the settlement date and hence would be in risk of voiding the agreement. Can I get the subsidy application processed in a fast track mode?" The Answer Room investigates.

    "I recently bought my first home and agreed with the vendor to settle the sale early. My lawyer has advised me that I...

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  • KiwiSaver for those going on an OE

    The Answer Room
    Article posted on 14 May 2013 in KiwiSaver

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    KiwiSaver for those going on an OE

    What happens to your KiwiSaver account when you go on an OE? What are the benefits of contributing to KiwiSaver whilst overseas? Are there reciprocal savings schemes between New Zealand and the UK? The Answer Room responds.

     

    What happens to your KiwiSaver account when you go on an OE? What are the benefits of contributing to KiwiSaver whilst ove...

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  • The Official Cash Rate explained

    The Answer Room
    Article posted on 27 March 2013 in Interest Rates/OCR

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    The Official Cash Rate explained

    We outline the basics of the Official Cash Rate (OCR), including what it means for the average New Zealander and how to interpret the OCR from an investor’s point of view.

     

    We outline the basics of the Official Cash Rate (OCR), including what it means for the average New Zealander and how to in...

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  • Where has the money gone from the failed finance companies?

    John Carran
     Video posted on 28 February 2013 in Economy

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    Where has the money gone from the failed finance companies?

    Billions of dollars have been lost by investors through the collapse of finance companies in New Zealand. Where is all money today? John Carran explains in this Answer Room video.

     

    Billions of dollars have been lost by investors through the collapse of finance companies in New Zealand. Where is all mon...

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  • Can I withdraw KiwiSaver money for my mortgage?

    The Answer Room
    Article posted on 5 February 2013 in KiwiSaver

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    Can I withdraw KiwiSaver money for my mortgage?

    "My husband and I have been KiwiSaver members since it started. Previously I owned a property which I sold and bought my current house. Is there any way I can withdraw some of our KiwiSaver money and put it towards our mortgage?" The Answer Room responds.

    "My husband and I have been KiwiSaver members since it started. Previously I owned a property which I sold and bought...

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  • Should I join KiwiSaver if I am unemployed?

    The Answer Room
    Article posted on 29 January 2013 in KiwiSaver

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    Should I join KiwiSaver if I am unemployed?

    "Is it a good idea for a 43-year-old person on the unemployment benefit (trying to get work) to join KiwiSaver and contribute the minimum amount to qualify for the tax rebate each year?" The Answer Room takes a look.

     

    "Is it a good idea for a 43-year-old person on the unemployment benefit (trying to get work) to join KiwiSaver and co...

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  • Is securitisation (mortgage backed securities specifically) a flawed concept?

    The Answer Room
    Article posted on 3 September 2012 in Investing

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    Is securitisation (mortgage backed securities specifically) a flawed concept?

    The Answer Room looks at securitisation and mortgage backed securities (MBS) as investment options. What are they and why are they often linked to the global financial crisis?

     

     

    The Answer Room looks at securitisation and mortgage backed securities (MBS) as investment options. What are they and why ...

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