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What GMI Superannuation Offers

The GMI Superannuation Scheme (GMI Super) is a registered superannuation scheme designed for retirement savings. Membership is open to individuals and to employees of organisations that have a participation agreement with the Scheme’s trustee.

The Scheme has three important features:


No unit pricing
Superannuation schemes typically report savings in terms of so many units in a particular fund, and the price or value of each unit. That gives very little information about where the savings are actually invested. GMI Super is different. Our monthly reports show members exactly where their money is invested (which shares, bonds, currencies, etc.). Members can independently check the valuations if they wish. Transparency is total—down to the last cent.

Take a look at the reporting we provide GMI Super members.

No vesting or reserve accounts
There is no vesting. This means that GMI Super does not allow employers to require employees to stay with them for a certain period of time before employees can obtain the benefit of any contributions the employer may make on their behalf. In addition, GMI Super has no reserve accounts. All contributions coming into GMI Super go directly into members’ accounts.

UK pension transfers
The Scheme has QROPS (Qualifying Recognised Overseas Pension Schemes) status with the UK authorities. This allows us to accept transfers of UK pensions to the Scheme. We can arrange the transfer of UK pension funds to GMI Super for members at no cost. However any bank charges and expenses relevant to the transfer may be payable. More detail on transferring UK pensions here.